Couple daydreaming at park
Nashville, Tennessee

Get Closed &
Get Back to Life.

Nashville's locally owned mortgage lender — trusted by thousands of homebuyers and homeowners. Transparent pricing, honest advice, and closings in as little as 30 days.

★★★★★ Trustpilot Excellent
4.8★ Google Reviews
A+ BBB Rating
Get Prequalified to Buy Explore Loan Options
250+
5-Star Reviews
A+
BBB Rating
30
Day Closings
100%
Transparent Pricing
Loan Programs

Solutions Built
For Your Life

Whether you're buying your first home, pulling equity, or lowering your rate — we have the right program for you.

Home purchase mortgage Nashville
🏡

Home Purchase

Get prequalified and close in as little as 30 days. We'll guide you through every step with total transparency.

Get Prequalified →
Home renovation refinance
📉

Rate & Term Refinance

When rates drop, it's your time. Lower your monthly payment and drop costly mortgage insurance.

Get Your Refi Rate →
Cash out refinance equity
💰

Cash-Out Refinance

Your home equity is working capital. Use it to renovate, pay off debt, or invest — on your terms.

Get Cash Out →
🔑

No Down Payment?

Many buyers think they can't start without savings. You have options — zero-down programs that let you get into your home now.

Find Out More →
📋

Drop Your PMI

Paying mortgage insurance on a conventional or FHA loan? Refinancing could eliminate that fee and save you hundreds per month.

Let's Calculate Savings →
🏠

Home Value Estimate

Curious what your home is worth today? Get a free estimate and understand your equity position before you refinance.

Get Estimate →
African American male firefighter standing in front of firetruck - Honoring Our Heroes program
Up to 0.25%
Lender Credit
Special Program

Honoring
Our Heroes

We're proud to make home financing easier for the everyday heroes who serve and protect our communities.

✓ Current or retired military
✓ Law enforcement officers
✓ Firefighters & EMS
✓ Educators
✓ Medical personnel

Program Benefits

→Lender credit up to .25% of loan
→Matching credit from realtors
→Available on purchase loans
→No lender origination points
Find Out If You Qualify
Why Accurate Mortgage?

The Nashville Lender
You Can Actually Trust

We're not a call center. We're your neighbors — and we treat you like it.

⭐

We're Reputable

With more than 250 reviews, we have an "Excellent" 5-star rating on Trustpilot. Our average Google rating is 4.8 stars. We hold an A+ rating with the Better Business Bureau.

Trustpilot ★★★★★ Google 4.8★ BBB A+
📍

We're Local

We live and work where you do. We're accessible after hours and on weekends. Our senior managers are on-site every single day — not offshore, not automated.

Nashville Based After-Hours Access
🔍

We're Transparent

We'll show you all costs involved — nothing hidden. We offer multiple loan options and will honestly tell you if a competitor's quote is better.

No Hidden Fees Multiple Options
Simple. Fast. Stress-Free.

Your Path to
Home Ownership

1

Get Prequalified

Answer a few quick questions online or call us. We'll run a soft credit check and give you real numbers fast.

2

Choose Your Loan

We'll present multiple loan options tailored to your goals. No pressure — just clear comparisons.

3

Submit Your Application

Use our mobile app to upload documents right from your phone. We make paperwork painless.

4

Close & Move In

We'll guide you to the closing table. Fast closings in as little as 30 days — then get back to living your life.

Mobile App

The Mortgage Process
in the Palm of Your Hand

It's a snap to download our mobile app and apply for a loan from your phone. Track your loan status, upload documents, and communicate with your loan officer — anytime, anywhere.

Get Prequalified Now
📱

Apply from anywhere, anytime

About Us

Nashville's Mortgage
Experts Since Day One

Accurate Mortgage Group is a division of Texana Bank — a locally owned and operated mortgage lender rooted in Nashville, Tennessee. We're not a faceless national chain. We're your neighbors, your community partners, and your advocates in the home financing process.

Our mission is simple: help you get closed and get back to life. That means honest advice, competitive rates, multiple loan options, and a team that's genuinely invested in your success.

Local
Nashville Community
Trusted
Division of Texana Bank
Accurate Mortgage Group Nashville team
Top Workplaces 2024 Award
Real Stories

What Our Clients
Are Saying

★★★★★ Excellent on Trustpilot & 4.8 on Google
★★★★★

"Accurate Mortgage made purchasing my home such an easy process! We were able to close in less than a month!"

— Pamela
★★★★★

"Absolutely the best staff to work with. Constant communication and getting paperwork done very fast. I would recommend them to anyone!"

— L.A.
★★★★★

"The entire process, from start to close, took only a little over 30 days. By far the best, most streamlined, and seamless experience I have had!"

— Jessica
★★★★★

"This was the best mortgage experience I have ever had. Everyone was great to deal with and kept me updated throughout the process."

— Bill
★★★★★

"It felt like they were a part of our team and on our side. Very quick to respond, made it super simple and overall pleasant experience. Highly recommend!"

— Johnny
★★★★★

"At least my third time using Accurate Mortgage. They came through every time. Fast closing, everything as quoted, couldn't have been easier. Will use again!!!"

— Steve
★★★★★

"Wonderful people who made my experience less stressful!"

— Rebecca
★★★★★

"Very friendly and easy experience. Enjoyed our first-time home buying process. Thanks for the diligent work."

— Jermaine
★★★★★

"Honest, sensible, facts on the table. Made it happen."

— Jon
FAQ

Common Questions
Answered Honestly

Many of our clients close in as little as 30 days. The exact timeline depends on your loan type, documentation, and the property, but we work efficiently to get you closed fast.

Not necessarily. There are loan programs available that require zero down payment. We'll help you explore all your options and find a program that fits your financial situation.

A cash-out refinance replaces your existing mortgage with a new, larger loan. The difference is paid to you in cash and can be used for home renovation, paying off debt, or investing. If your home has appreciated in value, this can be a smart financial move.

When interest rates drop or your home value increases, refinancing can eliminate PMI on both conventional and FHA loans. This can save you hundreds of dollars every month. Contact us and we'll calculate your potential savings.

Our Honoring Our Heroes program is available to current and retired military, law enforcement, firefighters, EMS, educators, and medical personnel. The program provides lender credits and no origination points on purchase loans.

Absolutely. Bring us any competing quote and we'll give you an honest comparison. If their offer is better, we'll tell you so. Our goal is your best outcome — not just winning your business.

Nashville home
Ready to Start?

Let's Get You
Home.

Call us, email us, or start your application online. Our Nashville team is ready to get you prequalified and on the path to closing.

📞 Call (615) 833-0456 ✉ Send an Email
📍
Address
1321 Murfreesboro Pike
Suite 200
Nashville, TN
🕐
Office Hours
Mon – Fri
9:00 AM – 5:00 PM
(Accessible after hours)
📱
Contact
(615) 833-0456 michael.hoover@texanabank.com
Get Directions on Google Maps