Tampa Bankruptcy Law Firm
Tampa Bankruptcy Attorneys — Free Consultation

Stop the Calls.
Clear the Debt.
Begin Again.

Attorney Brian P. Buchert helps individuals and families across Tampa Bay find a real path out of debt — through Chapter 7 or Chapter 13 bankruptcy, with low-cost fees starting at $999.

Florida Bar Member Since 2008  ·  Serving Tampa, St. Pete, Clearwater & Beyond

Why Clients Choose Us

Real Help. Real Relief.

Florida Bar Member Since 2008

Attorney Brian P. Buchert brings years of dedicated bankruptcy law experience — providing the qualified legal representation your situation demands.

Free Consultations — No Obligation

Speak directly with a bankruptcy attorney before you spend a dollar. We'll tell you exactly where you stand and what your realistic options are.

Fees Starting at $999

Straightforward, low-cost pricing makes quality legal representation accessible — because the cost of help shouldn't add to your financial burden.

Personal Representation at Every Step

You are not a file number here. Attorney Buchert personally guides each client through their case, including attending the 341 Meeting of Creditors.

Immediate Protection Upon Filing

From the moment we file your petition, the automatic stay legally stops creditor calls, wage garnishments, and foreclosure — giving you immediate relief.

Serving Tampa Bay & Beyond

We represent clients across the entire Middle District of Florida — from Tampa and St. Pete to Orlando, Sarasota, Bradenton, and everywhere in between.

Practice Areas

Comprehensive Debt Relief
Tailored to You

Whether you're drowning in credit card debt, facing foreclosure, or simply can't keep pace with monthly obligations — we offer a full range of bankruptcy services to help you regain control.

01

Chapter 7 Bankruptcy

Eliminate unsecured debts like credit cards and medical bills. In most Florida cases, keep your home and vehicle. Fees from $999 plus a $338 court filing fee.

02

Chapter 13 Bankruptcy

Restructure debt into a manageable 3–5 year repayment plan. Catch up on mortgage arrears and protect property. Starting at $999 down plus $313 filing fee.

03

Foreclosure Defense via Bankruptcy

Bankruptcy triggers an automatic stay — halting the foreclosure process and giving you room to breathe and make informed decisions about your home.

04

Creditor Harassment Relief

The moment your case is filed, federal law requires creditors and collection agencies to stop all contact. We put the law to work for your peace of mind.

05

341 Meeting Representation

Attorney Buchert represents you at your court-required creditor meeting, preparing you for what to expect and ensuring your interests are protected.

06

Free Bankruptcy Consultation

Before you decide anything, speak directly with a bankruptcy attorney — no cost, no obligation — to understand your options and what a fresh start looks like for you.

Affordable Bankruptcy Attorney Services in Tampa, Florida
Affordable Chapter 7 and 13 Bankruptcy services in Tampa, Florida

Transparent Pricing

Chapter 7 Attorney Fee From $999
Chapter 7 Court Filing Fee $338
Chapter 13 Attorney Fee From $999 down
Chapter 13 Court Filing Fee $313
Initial Consultation FREE

Everything We Provide

Your Fresh Start Starts Here

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Low-Cost Fees Starting at $999

Transparent, affordable legal fees for Chapter 7 and Chapter 13 bankruptcy — so financial hardship doesn't stop you from getting the help you need.

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Automatic Stay Protection

The moment you file, an automatic stay immediately halts creditor calls, wage garnishments, and foreclosure actions.

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Chapter 7 & 13 Expertise

We guide you through both primary forms of consumer bankruptcy, choosing the path that best protects your assets.

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Free Initial Consultation

Talk to an experienced bankruptcy attorney at no cost. We'll review your situation before you commit to anything.

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341 Meeting Representation

Attorney Buchert personally attends your Meeting of Creditors so you're never alone when it matters most.

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Means Test Guidance

We walk you through the required means test step by step, determining which chapter you qualify for and building the strongest possible strategy for your specific situation.

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Stop Foreclosure

Filing can pause foreclosure proceedings, giving you critical time to evaluate your options and make informed decisions.

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Entire Middle District

Tampa, St. Petersburg, Clearwater, Lakeland, Bradenton, Sarasota, Orlando, and surrounding communities.

How It Works

Five Steps to a
Fresh Start

01

Free Consultation

Call or submit our contact form to speak with a bankruptcy attorney at no cost. We'll review your income, debts, and assets to determine whether bankruptcy is right for you.

02

Means Test & Case Evaluation

We administer the required means test and analyze your full financial picture to determine which chapter you qualify for and what the likely outcome looks like.

03

Petition Preparation & Filing

We prepare all required documentation, import your credit data electronically, and file your bankruptcy petition — triggering the automatic stay that immediately stops creditor actions.

04

341 Meeting of Creditors

Attorney Buchert accompanies you to your Meeting of Creditors, prepares you for the questions you'll be asked, and represents your interests throughout the proceeding.

05

Discharge & Fresh Start

Once your case concludes — through debt discharge in Chapter 7 or completion of your repayment plan in Chapter 13 — you leave the qualifying debts behind and move forward debt-free.

Brian P. Buchert

Attorney at Law

Florida Bar Member
Since 2008

About the Firm

Every Client Deserves a
Path Forward

Financial hardship doesn't discriminate. Job loss, medical bills, mounting credit card debt, or an unexpected life event can push any family — regardless of income or background — to a breaking point. At Affordable Bankruptcy Law Firm, we believe the cost of legal help should never be what stands between you and a fresh start.

Attorney Brian P. Buchert has been a dedicated member of The Florida Bar since 2008, focusing exclusively on helping individuals and families in Tampa, Hillsborough County, Pinellas County, and across the Middle District of Florida navigate bankruptcy law. Every client who walks through our door is treated as a person — not a file number.

From your free initial consultation to the day your debts are discharged, we are with you every step of the way: answering your questions, representing you at the 341 Meeting of Creditors, and making sure you emerge on the other side with clarity, confidence, and a realistic path forward.

2008

FL Bar Member

$999

Starting fees

Free

Consultation

Areas We Serve

Tampa · St. Petersburg · Clearwater · Lakeland · Bradenton · Sarasota · Orlando · Spring Hill · Brandon · Manatee

Common Questions

Your Questions, Answered

Chapter 7 eliminates most unsecured debts (like credit cards and medical bills) through a court process, typically completing in a few months. Chapter 13 lets you keep property and repay some or all of your debt through a structured 3–5 year plan. The right choice depends on your income, assets, and goals — which we determine together during your free consultation.

Our attorney fees start at $999 for either Chapter 7 or Chapter 13. There is also a court filing fee of $338 for Chapter 7 or $313 for Chapter 13. Two required credit counseling courses are available online at approximately $25 each, and a credit report pull runs about $30 for individuals or $50 for joint filings.

In most Florida Chapter 7 cases, filers can keep their home as long as mortgage payments are current. Florida also has a homestead exemption that protects home equity in many situations. Chapter 13 can be especially useful if you're behind on payments, as it allows you to catch up through a repayment plan while keeping your home.

Yes, the means test is required for Chapter 7 bankruptcy. It measures your income against the Florida median and subtracts allowable expenses to determine whether you qualify. If your income is too high for Chapter 7, Chapter 13 may be the appropriate alternative. We walk you through the entire process.

The 341 Meeting is a brief, court-required proceeding where a trustee asks you questions about your bankruptcy petition under oath. Creditors may attend but rarely do. Attorney Buchert personally represents you at this meeting, preparing you in advance so you know exactly what to expect.

The automatic stay goes into effect the moment your bankruptcy petition is filed. This federal protection immediately requires all creditors, collectors, and lenders to cease contact and collection activity — including phone calls, letters, wage garnishment, and foreclosure proceedings.

We serve clients throughout the Middle District of Florida, including Tampa, St. Petersburg, Clearwater, Lakeland, Bradenton, Manatee, Sarasota, Orlando, Spring Hill, and Brandon.

Call us at (813) 778-5411 during business hours (Monday–Friday, 8:00 AM–6:00 PM) or fill out our contact form at any time. An attorney will review your inquiry and reach out promptly. Your initial consultation is completely free.

Take the First Step

You Don't Have to Face This
Alone.

Whether you're overwhelmed by debt, fielding nonstop calls from collectors, or watching a foreclosure notice in the mail — help is one call away. Your first conversation with us is completely free, and there's no obligation.

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Phone

(813) 778-5411
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Address

3249 W Cypress St
Tampa, FL 33607

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Hours

Mon–Fri
8:00 AM – 6:00 PM