Certified Debt Relief Agency · Madison, WI

Look Forward to a
Better Financial
Future

Attorney Jenna Morrison helps Madison-area families break free from overwhelming debt — with Chapter 7, Chapter 13, and Wisconsin debt relief, transparent pricing, and genuine personal attention.

Schedule Free Consultation See How We Can Help
608.620.5338 — Direct line to Jen

Practice Areas

  • Chapter 7 Bankruptcy

    Discharge qualifying debts. Single filers from $962.

  • Chapter 13 Bankruptcy

    Restructure debts and protect your home.

  • Wisconsin Chapter 128

    State-law repayment plan without federal bankruptcy.

  • Creditor Harassment Defense

    Stop collectors. Enforce your FDCPA rights.

  • Judgment Defense

    Defend lawsuits and protect your financial stability.

  • Mortgage Modification

    Keep your home through a Chapter 13 plan.

Why Clients Trust Badger Bankruptcy

Built on Integrity.
Driven by Genuine Care.

Certified Debt Relief Agency

Federally certified to provide bankruptcy assistance under the U.S. Bankruptcy Code.

Free Initial Consultation

A no-obligation call with Jen. Know your options in minutes — no pressure, no sales pitch.

Clear, Upfront Pricing

Every fee disclosed before you sign. No surprise bills — ever. Just honest, stated pricing.

Licensed in WI & IA Courts

Admitted to Wisconsin & Iowa state bars plus Federal Western and Eastern Districts of Wisconsin.

Personal Attorney — Not a Case Number

Jen handles every client personally. You speak directly with her throughout your entire matter.

There When It's Over, Too

Jen's support extends beyond your discharge. If creditors resurface, she's still in your corner.

Legal Services

Comprehensive Debt
Relief Solutions

Every case is different. Jen evaluates your full financial picture and recommends the strategy that fits your situation — not a template.

01

Chapter 7 Bankruptcy

Eliminate qualifying unsecured debts — credit cards, medical bills, personal loans — and get a clean slate. Single filers start at $962; married couples start at $1,062.

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02

Chapter 13 Bankruptcy

Restructure what you owe into a manageable repayment plan while protecting assets like your home. Jen guides you through every step of the multi-year process.

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03

Wisconsin Chapter 128 Plan

A state-law alternative to federal bankruptcy that lets you repay debts through a court-supervised plan without the long-term credit impact. Plans from $250–$1,250.

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04

Creditor Harassment Defense

If debt collectors are calling, threatening, or violating your rights under the FDCPA, Jen will make it stop — and hold them accountable.

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05

Judgment Defense

Facing a lawsuit or judgment from a creditor? Jen defends your rights in court and works to resolve the matter on terms that protect your financial stability.

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06

Mortgage Modification

Struggling to keep your home? Jen pursues mortgage modification through your Chapter 13 plan — initial application $700, acceptance through plan $1,000.

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07

Debt Management Consultation

Not sure if bankruptcy is right for you? Jen reviews your full financial picture and walks you through every option — bankruptcy and non-bankruptcy alike.

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08

Credit Dispute Assistance

Errors on your credit report can haunt your recovery. Jen helps address inaccuracies as part of your broader debt relief strategy.

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Attorney Jenna Morrison

Jenna Morrison

Attorney at Law

About the Firm

A Madison Attorney
Who Genuinely Cares

Badger Bankruptcy LLC was built on a simple belief: people facing financial hardship deserve an attorney who genuinely cares. Founded by Jenna Morrison in 2015, the firm grew out of her work alongside her father, veteran bankruptcy attorney Mike Rynes — giving Jen a foundation of practical, real-world experience before she ever opened her own door.

Jen is a Madison native who graduated from the University of Iowa Law School and is admitted to practice in Wisconsin and Iowa state bars, as well as the Federal Western and Eastern Districts of Wisconsin. She practices exclusively in consumer bankruptcy and debt relief — not as a sideline, but as her focus and her passion.

Beyond her legal work, Jen is a board member of Triangle Community Ministry and an election worker — someone deeply rooted in the Madison community she serves. Clients routinely describe her as the attorney who made one of the hardest seasons of their life feel manageable.

2015

Founded

WI+IA

Licensed

Free

Consultation

How It Works

Your Path to a
Fresh Start

1

Free Phone Consultation

Call or reach out online and Jen will assess your situation in a no-pressure, 5–10 minute call to identify your legal needs and best path forward.

2

Initial Appointment

Meet Jen at her convenient first-floor Madison office — typically wrapped up in as little as 90 minutes — to review your documents and finalize your strategy.

3

Case Preparation & Filing

Jen handles all the paperwork, ensures every form is accurate and complete, and files your case with the court so nothing falls through the cracks.

4

Case Management

Jen represents you at all required hearings, answers your questions throughout the process, and handles any creditor issues that arise along the way.

5

Discharge & Fresh Start

When your case is resolved, you receive your discharge — and Jen remains available if any creditor tries to overstep after your case is closed.

The Badger Difference

Every Advantage You
Deserve in an Attorney

Free Phone Consultation

A quick 5–10 minute call is all it takes to understand your situation and map out your legal options — no obligation, no pressure.

Transparent, Flat-Rate Pricing

You'll know exactly what you'll pay before you commit. No billing surprises, no hidden fees — just honest pricing so you can plan with confidence.

Evening Appointments Available

Jen works around your schedule, including evenings, so getting the help you need never means sacrificing work or family time.

Deep Local Court Knowledge

With years of practice in Madison's federal and state courts, Jen knows the local rules, procedures, and judges that matter to your case.

Support Beyond Discharge

Jen's commitment doesn't end when your case closes. She's there if creditors overstep — even after your bankruptcy is finalized.

Convenient First-Floor Office

Free parking lot and a ground-floor suite at 2453 Atwood Ave make every visit effortless — one less thing to stress about.

Client Voices

Real People.
Real Fresh Starts.

★★★★★

"Jenna was professional, courteous and always went the extra mile. Jenna always answered my questions and never asked for additional compensation. I would highly recommend Jenna to anyone."

J
Joe
★★★★★

"Jen has helped me so much. Thank you for being the right pick for my new start to a better financial future. She really cares genuinely about her clients and her work."

T
T.A.
★★★★★

"She was able to effectively help us in solving our legal problems with very good support and expertise. My wife and I highly recommend her firm for fast and supportive services."

J
Jeffery
★★★★★

"Jenna is an experienced attorney who takes the time to advise you about all the necessary documentation. She was able to get the job done while making me feel less anxious about a very stressful time."

L
Lisa
★★★★★

"I get to move past a lot of the mistakes of my youth now which I never thought would be an option for me. You made the process very simple which I appreciate. Again, thank you!"

K
K.M.
★★★★★

"Instead of paying off debt we actually get to put it in the bank. Never in our lives have we been as financially secure as we are now thanks to you. You won't find a more trustworthy professional."

R
R & K
FAQ

Common Questions
Answered Honestly

Chapter 7 is a liquidation bankruptcy that wipes out most unsecured debts quickly, making it ideal if you have limited income and few assets to protect. Chapter 13 is a reorganization that lets you catch up on secured debts like a mortgage through a 3–5 year repayment plan. Jen will explain which fits your situation during your free consultation.

Badger Bankruptcy offers straightforward pricing. A simple Chapter 7 for a single person starts at $962, and for a married couple starts at $1,062. A Wisconsin Chapter 128 repayment plan ranges from $250–$1,250. Jen will give you a clear, exact figure based on your specific case before you commit to anything.

Jen primarily serves Madison, Wisconsin and the surrounding region, including Dane, Jefferson, Dodge, Sauk, and Iowa counties, among others. She is also licensed to practice in Iowa.

Yes. Filing triggers an automatic stay, which legally requires most creditors to stop all collection activity immediately. If any creditor violates this — or has violated the FDCPA even before you file — Jen can take action to defend your rights.

A Chapter 7 case typically concludes within a few months of filing, though complex cases can take longer. Chapter 13 involves a 3–5 year repayment plan. Jen sets realistic expectations from day one and keeps you informed every step of the way.

In many cases, yes. Chapter 13 is specifically designed to help homeowners catch up on mortgage arrears and keep their property. Jen can also pursue mortgage modification through a Chapter 13 plan. Whether you can keep your home depends on your equity, income, and the type of bankruptcy you file — Jen will walk you through your options.

Qualification depends on your income, the type of debt you carry, and other factors. Chapter 7 has an income means test; Chapter 13 has debt limits. The fastest way to know is a free phone call with Jen — she can typically assess your basic eligibility within 5–10 minutes.

Yes. Jen offers a free initial phone consultation with no obligation. It's a genuine conversation about your situation — not a sales pitch — so you can make an informed decision about your next step.

Take the First Step

Your Fresh Start
Begins With One Call

No pressure. No obligation. Just a genuine conversation with Jen about your situation and your options. Chapter 7 cases start at $962. Evening appointments available.

Call 608.620.5338 jen@ryneslaw.com

Address

2453 Atwood Ave, Suite 104

Madison, WI 53704

Phone

608.620.5338

Email

jen@ryneslaw.com
Get Directions — Free Parking, First Floor