Board-Certified Bankruptcy Attorney — Austin, TX

Debt Ends Here.
Your Fresh Start
Begins.

With over 35 years of dedicated bankruptcy practice and board certification from the Texas Board of Legal Specialization, Michael Baumer gives Central Texans the expertise — and dignity — they deserve.

Schedule Your Free Consultation See How Bankruptcy Can Help

Board Certified Specialist

35+ Years of Practice

Free Consultations

No Judgment. Ever.

Scroll

Why Clients Choose Baumer Law

Expertise Earned Over Decades.
Compassion Delivered Every Day.

Board-Certified by Texas Board of Legal Specialization

A rigorous credential that distinguishes true specialists from general practice attorneys.

35+ Years Exclusively in Bankruptcy

Not a generalist. Not a recent addition. Over three decades of focused, dedicated bankruptcy law experience.

Free Initial Consultation

Understand your options before making any commitments. Get the information you need to make a confident decision.

Treated With Dignity — Guaranteed

No shame, no lectures, no judgment — just clear answers and compassionate guidance. We treat you as we'd want to be treated.

Educator to Other Attorneys

Michael speaks at professional seminars teaching attorneys how to correctly prepare bankruptcy forms. Your case benefits directly from that standard.

Convenient Remote Appointments

Most consultations and case appointments handled by phone or Zoom — access expert legal counsel from the comfort of home.

Are You Overwhelmed by Debt?

Bankruptcy May Help You Regain Control If You Are…

Struggling to pay living expenses alongside credit card debts, medical bills, or payday loans

Receiving harassing calls from creditors at home or work

Facing foreclosure of your home or repossession of a vehicle

Facing wage garnishment by the IRS or having your bank account garnished by a creditor

Being sued by a creditor or overwhelmed with federal income taxes

Trapped in a business that generates no profit and no clear path forward

Facing an IRS levy or lien with no idea where to turn

All creditor calls, garnishments, and almost all lawsuits must stop immediately after you file bankruptcy.

Call for a Free Consultation — 512-476-8707

Bankruptcy Petition For Individuals — Austin, TX — Law Office of Michael Baumer

96%

of TX filers keep
everything they own

Areas of Practice

Comprehensive
Legal Solutions
for Every Path

Whether you're an individual seeking relief from personal debt or a business owner navigating complex financial challenges, Baumer Law offers the precise expertise your situation demands.

Small Business Financial Tables — Austin, TX — Law Office of Michael Baumer

Personal Bankruptcy — Chapter 7

Eliminate qualifying debts and get a genuine clean slate. Texas exemptions are among the most protective in the nation — most clients keep everything they own.

Debt Reorganization — Chapter 13

Restructure what you owe and repay debts over time under court protection, with a real plan to save your home from foreclosure and regain financial control.

Business Bankruptcy — Chapter 11

Whether you need to reorganize operations or wind down strategically, we guide business owners through every stage with expertise and a clear-eyed plan.

Federal Tax Resolution

Stop IRS levies, remove liens, and resolve federal income tax debt through bankruptcy proceedings or negotiated Offers in Compromise.

Mediation

Resolve financial and legal disputes efficiently and cost-effectively, without the stress and expense of prolonged litigation.

Estate Planning

Protect the assets you've built and ensure your wishes are honored — with thoughtful planning tailored to your family's unique situation.

Long-Term Care & Medicaid Planning

Plan ahead for the real costs of long-term care and navigate Medicaid eligibility rules to safeguard your family's financial future.

Law Office of Michael Baumer — Austin, TX

Board Certified

Texas Board of
Legal Specialization

About Michael Baumer

Three Decades of
Mastery. One Mission:
Your Fresh Start.

For over 35 years, Michael Baumer has built one practice and done one thing exceptionally well: helping Central Texans escape crushing debt and reclaim their financial lives. His board certification in Business and Consumer Bankruptcy by the Texas Board of Legal Specialization isn't just a credential — it reflects a career-long commitment to mastering the law that can set his clients free.

We know that reaching out for help is one of the hardest steps you'll take. Debt doesn't just drain bank accounts — it strains marriages, steals sleep, and can make a person feel isolated and ashamed. At Baumer Law, we don't talk down to clients. We listen carefully, explain every option in plain language, and walk alongside you through every step of the process.

Our reputation for thorough, accurate paperwork is something we take seriously enough to teach. Michael speaks at seminars training other attorneys on how to correctly prepare bankruptcy forms — because when your financial future is on the line, getting the details exactly right is everything.

"We believe in treating you the way we would want to be treated — with respect and compassion. We don't talk down to you."

— Michael Baumer, Attorney

35+

Years of Practice

96%

Keep Everything

17+

Counties Served

The Process

Five Steps to Your
Financial Freedom

Free Consultation

Speak with our team at no cost or obligation. We'll listen to your full situation without judgment and explain whether bankruptcy — or another approach — is the right solution for you.

Understand Your Options

We walk you through Chapter 7, Chapter 13, Chapter 11, tax resolution, and other paths so you can make a fully informed decision with complete clarity about the outcomes.

Prepare & File

Our team prepares meticulous, court-ready documentation and files on your behalf. The moment your case is filed, the automatic stay kicks in — stopping creditor actions immediately.

Guided Through the Process

We stay with you every step of the way, returning calls promptly, answering questions thoroughly, and preparing you for each stage so nothing comes as a surprise.

Your Fresh Start

When your case concludes, you emerge with eliminated or restructured debt, your dignity fully intact, and a clear path to rebuilding your financial life on your own terms.

Client Testimonials

Real Stories.
Real Relief.

"Filing bankruptcy was the LAST thing I ever wanted to do. I was desperate and being sued by a credit card company. I e-mailed the firm and within 1/2 hour had a response and the next day appointment. Michael met with me and I was at ease right away. He was reassuring and confident about my case. This was the best decision I could have made and the best firm I could have gone with."

"I was extremely depressed and worried about having to file bankruptcy but Michael, Megan, and everyone at the office were extremely helpful and made it a much easier process than I anticipated. The payment plan helped a lot!"

"Michael Baumer and his entire staff understand how stressful the process of filing Bankruptcy can be. My 78-year-old mother had to file Bankruptcy, and Michael and his staff guided her through the process with patience, understanding, and a strategy that would maximize her financial position. We are very grateful."

"Not once were we ever made to feel judged or ashamed — which allowed us to maintain our sense of dignity. They thoroughly explained our options and walked us through the entire process from start to finish. When it was all over, they were truly excited for us and our fresh start."

Frequently Asked Questions

Your Questions,
Answered Plainly.

Still have questions? Call us for a free consultation — we'll walk through your specific situation in plain language, at no cost and no obligation.

512-476-8707

Income Tax Form — Austin, TX — Law Office of Michael Baumer

In most cases, no. Texas has some of the strongest bankruptcy exemptions in the country, and 96% of people who file bankruptcy in Texas get to keep everything they own — provided you can continue making any secured payments.

Chapter 7 eliminates most unsecured debts — like credit cards and medical bills — relatively quickly, giving you a clean slate. Chapter 13 lets you repay debts on a structured plan over time under court protection, which is often the right tool for saving a home from foreclosure.

Yes — immediately. Filing bankruptcy triggers an automatic stay, which legally requires creditors to stop all collection calls, wage garnishments, bank levies, and almost all pending lawsuits the moment your case is filed.

Yes. Michael Baumer is board certified in Business and Consumer Bankruptcy by the Texas Board of Legal Specialization. This certification requires demonstrated expertise and is held by only a small percentage of Texas attorneys.

Not necessarily. Most consultations and case appointments are handled by telephone or Zoom for your convenience. In-person appointments and document drop-offs are available at the Austin office when needed.

In many situations, yes. We handle Federal Tax Resolution through both bankruptcy filings and IRS Offers in Compromise, and can stop IRS levies and liens through the automatic stay.

We serve clients in Travis, Hays, Williamson, Bastrop, Blanco, Burleson, Burnet, Caldwell, Gillespie, Kimble, Lampasas, Lee, Llano, Mason, McCulloch, San Saba, and Washington counties — all filed in Austin federal bankruptcy court.

You have options. Chapter 11 allows businesses to reorganize debts and continue operating under court protection. We can evaluate whether restructuring, personal bankruptcy, or another strategy best fits your situation.

Debt Ends Here. Your Fresh Start Begins.

Expertise Earned Over Decades.Compassion Delivered Every Day.