ID Mortgage Broker connects California homebuyers and investors with the best loan options on the market — residential, commercial, and hard money — backed by expert guidance you can actually trust.
Why Choose Us
Our reviews speak for themselves — clients across California consistently rate us five stars for professionalism, responsiveness, and results.
Every loan is handled by fully licensed mortgage brokers (NMLS #1119530, #1907301), giving you the regulatory protection and expertise you deserve.
We shop your loan across a broad network of lenders to secure the most competitive rate and terms — not just what one institution offers.
We believe in complete transparency. You'll always know exactly what you're getting and why — before you sign anything.
We serve English and Russian-speaking clients with equal fluency, making complex financial decisions clear and comfortable for every borrower.
We partner with real estate professionals across California, making us a trusted resource for both individual buyers and the agents representing them.
Our Advantage
We're not a bank, we're your advocate. As independent mortgage brokers, our loyalty is to you — not to a lender's quotas.
We work with a broad network of lenders to find the ideal loan product for your specific situation — not just the first option that qualifies.
From FHA and VA to hard money, stated-income, and construction loans — we have solutions for every credit profile, down payment, and property type.
Fully licensed mortgage brokers operating across two states, bringing deep local expertise and regulatory knowledge to every transaction.
We serve clients in both English and Russian, ensuring nothing gets lost in translation when the stakes are this high.
We actively partner with realtors and borrowers alike, creating a seamless experience from property search to closing day.
Our specialists handle the complexity so you don't have to — no hidden fees, no pressure, and no wasted time.
Loan Programs
Whether you're a first-time buyer, buying a second home, or adding to an investment portfolio, we find the lowest rate and down payment available for your situation.
Lower your monthly payment, lock in a fixed rate, or tap into your equity with a cash-out refinance.
Government-backed loans that open the door to homeownership for buyers with lower credit scores or limited down payment funds.
Honoring those who served — we help eligible veterans and active-duty service members access VA loan benefits with zero hassle.
Fast, flexible financing for investors and buyers who need speed over traditional qualification requirements.
Building from the ground up? We structure construction financing that keeps your project moving and your budget intact.
Self-employed or non-traditional income? Programs designed for borrowers whose financial picture doesn't fit the standard mold.
From multifamily properties to investment real estate, we arrange commercial financing tailored to your portfolio strategy.
Recently Closed
About Us
ID Mortgage Broker was founded by Irina Dyakun, a seasoned mortgage professional with over nine years of industry experience and a clear mission: put the client first, always. After building deep expertise in the California lending landscape, Irina established ID Mortgage Broker Financial Group to deliver the kind of personalized, honest guidance that the big banks simply can't offer. Today, the company is 5-star rated on both Google and Yelp — a reflection of the relationships built, not just the loans closed.
Alongside Irina, Loan Officer Alex Davidov brings six years of sales and management strategy experience and a results-driven approach shaped by living and working across two continents. Together, the team combines real-world expertise with a genuine commitment to client outcomes.
Based in Burbank and serving clients from Los Angeles to Beverly Hills, Malibu, Pasadena, Long Beach, Santa Monica, and beyond — we believe your success is our success.
How It Works
We review your credit profile and financial situation to identify your best loan options and get you pre-approved.
Shop with confidence while we stay on standby to match you with the most suitable loan program.
Once approved, you sign the contract locking in your rate and terms. The deal moves forward.
You contribute your agreed down payment, and the loan is funded. We help you choose the structure that fits your goals.
You move in, you build equity, and you stop paying someone else's mortgage. We're with you every step of the way.
Common Questions
We serve clients across Los Angeles, Orange County, Ventura, Pasadena, Long Beach, Malibu, Beverly Hills, Burbank, Santa Monica, and throughout the state of California. We are also licensed in Michigan.
We offer a comprehensive range of programs including Conventional, FHA, VA, Hard Money, No Closing Cost, No Document, Stated Income, Construction, and Commercial loans — covering virtually every borrower profile and property type.
Yes. We have loan programs designed for a wide range of credit profiles, including FHA loans, hard money loans, and stated-income options for self-employed borrowers. We'll find the best path forward for your specific situation.
Absolutely. Helping first-time buyers is one of our specialties. We walk you through every step of the process — from understanding your credit to closing day — so nothing feels overwhelming.
A mortgage broker like ID Mortgage Broker has access to a wide network of lenders, allowing us to compare multiple loan products on your behalf. This typically means better rates, more program options, and a more personalized experience than a single bank can offer.
Yes. We work with investors purchasing multifamily properties, condominiums, and investment real estate, as well as clients seeking commercial financing. We tailor the loan structure to your investment strategy.
The first step is a pre-qualification conversation. We review your credit and financial situation to identify your best options and get you pre-approved — it's fast, free, and comes with no pressure.
Yes. We serve clients in both English and Russian, ensuring clear communication and full understanding throughout the entire loan process.
Start Today
As licensed mortgage brokers in Los Angeles, California, and Michigan, we help you compare top loan options — fast, free, and with no stress.