Insurance protection
Charlotte, North Carolina · Est. 1933

Protecting What
Matters Most
For 90+ Years

Choice. Flexibility. Economy. Superior Protection. As an independent insurance agency in Charlotte, we represent top-rated carriers to find the perfect coverage for your family or business.

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90+
Years Serving NC
30+
Insurance Partners
4th
Generation Family Agency

Trusted Memberships & Recognition

Angie's List Super Service Award BBB Accredited Business Trusted Choice Independent Insurance Agent
A+ Rated Carriers
Why Litaker

The Litaker Difference

We don't just sell policies — we build lasting relationships rooted in trust, expertise, and genuine care for the people of North Carolina.

Independent Agency

We represent over 30 top-rated insurance companies — so we work for you, not the insurance company. More choice means better coverage at the right price.

90+ Years of Trust

Founded in 1933 and now in its fourth generation of family ownership. Our legacy of unparalleled service has been built through decades of genuine community commitment.

Dedicated Service Team

Every client receives a dedicated in-house team — your personal insurance advisor, account manager, and claims manager — always in your corner.

Local Charlotte Roots

We're your neighbors. Serving Charlotte and all of North Carolina from our Randolph Rd office, we understand the unique needs of our local community.

Customized Programs

We craft specialty insurance programs for manufacturers, contractors, municipalities, restaurants, and more — precisely tailored to your unique risk profile.

Always Accessible

We're here for you locally via phone or our website. When you need us most — at claim time — our team is ready to guide you through every step.

Complete Coverage

Everything You Need,
In One Place

From personal auto to complex commercial policies, we provide comprehensive insurance solutions for every stage of life and business.

Personal Insurance Coverage
Personal Lines

Personal Insurance

Car, home, condo, boat, RV — we have it all in one place with a choice of top-rated carriers to fit your protection and budget needs across North Carolina.

Auto Homeowners Condo Boat & RV
Business Insurance
Commercial

Business Insurance

Tailored commercial programs for businesses of every size and industry — from startups to established enterprises.

Life & Health

Life, health, and disability insurance plans designed to protect your family's financial future.

Cyber Liability

Protect your small business from data breaches, ransomware, and online fraud risks that are growing every year.

Specialty Insurance

Specialty & Equipment

Manufacturers, contractors, municipalities, restaurants — specialized programs for unique industries.

Litaker Insurance Office - Charlotte, NC
Our Story

A Legacy Built on
Trust & Family

Litaker Insurance was founded in 1933 in Charlotte, North Carolina, by Charles H. Litaker Sr. — with one desk in the lobby of an Uptown building. Through four generations of the Litaker family, the firm has maintained an unwavering commitment to exceptional, tailored service.

From the remarkable leadership of Eloise Litaker who kept the company alive after Charles Sr. passed, to today's fourth generation, every chapter of our story has been written with the same purpose: helping individuals and families protect and build their own legacies.

We have highly selective, long-term partnerships with top-rated national and regional insurance companies — many for 25, 50, or even 90 years. This gives our clients access to a wide range of competitive products that truly fit their lives.

Fourth-generation family-owned and operated since 1933
Partnerships with 30+ top-rated insurance companies
Dedicated advisor, account manager, and claims manager for every client
Serving all of North Carolina from our Charlotte, NC office
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90+ Years of History

Our Legacy

1933

A Legacy is Born

Charles H. Litaker Sr. opens with one desk in uptown Charlotte. Eloise Litaker later assumed leadership, a remarkable feat for any era.

1965

Second Generation

Brothers Dan and Charlie Litaker join, forging lasting relationships with top regional insurance providers and expanding the agency's reach.

2002

Third Generation

Cousins Archie and Hans Litaker take executive leadership, building specialty programs in hospitality, construction, and property management.

Today

Fourth Generation

The Litaker family continues serving Charlotte and all of North Carolina with the same founding values — now powered by modern technology and 30+ carrier partnerships.

Common Questions

Frequently Asked Questions

As an independent agency, we represent over 30 top-rated insurance companies — not just one. This means we work for you, comparing options across multiple carriers to find the best coverage at the right price. We're not limited to a single company's products, so we can always act in your best interest.
From our office at 2309 Randolph Rd in Charlotte, we serve individuals, families, and businesses throughout all of North Carolina. Whether you're in Charlotte, the Triangle, the Piedmont, or anywhere else in the state, we're here to help.
Inflation affects more than groceries — it also impacts the real cost of rebuilding a home, replacing a vehicle, or restoring a business. If you haven't reviewed your policies recently, your coverage limits may no longer reflect today's prices. We recommend an annual policy review, and we're happy to walk through your current coverage with you at no cost.
Yes. Cyber threats are not just a problem for large corporations. Small businesses in North Carolina face real risks from data breaches, ransomware, and online fraud. Cyber liability insurance can cover the financial impact of these incidents and help keep your business moving forward. We can help assess your risk and find the right coverage.
Renting equipment or vehicles involves insurance considerations that are often overlooked. Your personal policies and the rental agreement may interact in ways that leave you exposed. We recommend a quick review with us before any significant rental to help prevent unexpected gaps in coverage.
Get Protected Today

Ready to Protect
What Matters Most?

Contact our team today for a no-obligation review of your insurance needs. We'll help you find the right coverage at the right price from the right carrier.

Call (704) 376-9896
Email Us
Phone
(704) 376-9896
Fax: (704) 375-5810
Email
awilliams@litakerinsurance.com
Address
2309 Randolph Rd
Charlotte, NC 28207
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