Lowry Insurance Charlotte
Charlotte, NC · Independent Agency

Custom Insurance
Coverage You Can
Count On

Nearly 30 years of protecting families and businesses across Charlotte and the Carolinas — with tailored policies backed by the industry's most trusted carriers.

Get a Free Quote Call (704) 332-8871
Independent Agency
Nearly 30 Years Experience
4 Office Locations
Why Lowry

Protection Built Around Your Life

As an independent agency, we work for you — not the insurance companies. That means unbiased advice and access to the best carriers in the industry.

Independent & Unbiased

We partner with the industry's most reputable carriers, giving you access to competitive rates and broad coverage options — tailored to you, not a quota.

Personal Attention

Our agents take time to analyze your unique risks and design an insurance portfolio crafted specifically for your circumstances — not a one-size-fits-all package.

Nearly 30 Years Strong

Built on integrity since day one, Lowry Insurance has earned a long-standing reputation for reliability and credibility throughout the Carolinas.

Easy Online Portal

Handle billing, manage your coverage, or connect with our team through an intuitive online portal — available 24/7, accessible from any device.

Competitive Pricing

By bundling home and auto policies you may unlock significant discounts, guaranteed full-year policy terms, and premium savings you won't find elsewhere.

Local Community Roots

With four offices across the Carolinas, we're neighbors serving neighbors — in Charlotte, Columbia, Florence, and Spartanburg.

What We Cover

Insurance Solutions for Every Chapter

From protecting your family home to safeguarding your business, we offer comprehensive coverage across all of life's most important areas.

Auto Insurance

Home & Auto Insurance

Your home and car are two of your most significant financial commitments. Bundle them together for maximum protection and potential money-saving discounts with guaranteed full-year terms.

Get Coverage

Life Insurance

Protect the people who matter most. Secure your family's future with a policy designed around your life stage and goals.

Life and Health Insurance

Health Insurance

Comprehensive health coverage options for individuals and families, designed to keep you healthy and financially secure.

Business Insurance

No matter your industry, we align your business with a comprehensive plan that delivers wide-ranging safeguards — so you can focus on what you do best.

  • General Liability
  • Commercial Property
  • Employee Benefits
  • Specialized Industry
Recreational Vehicle Insurance

Recreational Vehicles

Boats, RVs, motorcycles, and more — protect every adventure with coverage built for your hobbies.

International Business

Operating across borders? We offer specialized international business insurance to keep your global operations protected.

Lowry Insurance

30+

Years of Trusted Service

Our Story

Integrity Is the Foundation We Built On

Lowry Insurance is an adaptable insurance brokerage that provides distinctive solutions for individuals and businesses in Charlotte, NC and across the Carolinas. With nearly 30 years of experience, we have a deep understanding of the complexities and nuances of the insurance world.

We're committed to helping our clients find the coverage that best suits their unique needs. This distinct method distinguishes us from other agencies — offering you the resources you need to safeguard what you value most.

4

Office Locations

NC & SC

Service Area

Talk to an Agent
How It Works

Your Path to Peace of Mind

Connect With Our Team

Reach out by phone, email, or visit any of our four offices. We'll schedule a no-pressure consultation at your convenience.

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Risk Analysis & Portfolio Design

Our agents analyze your unique risks and life situation, then design a personalized insurance portfolio that fits precisely — nothing more, nothing less.

Compare Carrier Options

As an independent agency, we shop across the industry's most reputable carriers to find you the best coverage at the most competitive price.

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Covered & Confident

Your policy is active and you have access to our online portal and team for any questions, claims, or future coverage adjustments.

Where We Serve

Protecting Families Across The Carolinas

Charlotte, NC Gastonia, NC Huntersville, NC Fort Mill, SC Rock Hill, SC Concord, NC Columbia, SC Florence, SC Spartanburg, SC
Common Questions

Frequently Asked Questions

Unlike captive agents who represent a single carrier, independent agencies like Lowry Insurance work with multiple insurance companies. This means we can shop around on your behalf to find the best coverage at the most competitive rates — we work for you, not the insurance company.

Absolutely. Bundling home and auto policies is one of the smartest financial moves you can make. You may qualify for significant discounts, guaranteed full-year policy terms for your vehicle, and simplified billing — all through a single trusted agency.

Yes. We offer business insurance solutions for companies of all sizes and across many industries. Whether you need general liability, commercial property, employee benefits, or specialized industry coverage, we'll design a plan that lets you focus on running your business with confidence.

We offer an easy-to-use online portal where you can handle billing, manage your coverage, and connect with our team. You can also call our office directly during business hours (Monday–Friday, 8:00am–4:30pm) or visit any of our four convenient locations.

We serve clients throughout North and South Carolina, with offices in Charlotte NC, Columbia SC, Florence SC, and Spartanburg SC. We commonly serve clients in Charlotte, Gastonia, Huntersville, Fort Mill, Rock Hill, Concord, and surrounding communities.

Our Offices

Four Locations, One Team

Visit any of our conveniently located offices across North and South Carolina.

Charlotte, NC

6101 Carnegie Blvd. Ste. 500
Charlotte, NC 28209

(704) 332-8871

Columbia, SC

522 Lady Street Suite 200
Columbia, SC 29201

(803) 429-7782

Florence, SC

383 W. Cheves Street
Florence, SC 29501

(864) 316-6223

Spartanburg, SC

100 Dunbar Street 1st Floor
Spartanburg, SC 29306

(864) 909-9368
Get Started Today

Protect What
Matters Most

Speak with a licensed Lowry Insurance agent today for a free, no-obligation quote. Let us design the perfect coverage for your unique situation.

Email Us for a Quote Call (704) 332-8871

Email

info@lowryassoc.com

Phone

(704) 332-8871

Office Hours

Mon–Fri: 8:00am–4:30pm

Get Directions to Charlotte Office