Austin's Education-Based Mortgage Broker

Find the Right Home Loan — and Actually Understand It.

Mortgage Austin is a Texas-licensed mortgage broker helping Austin homebuyers and investors secure ideal financing with personalized guidance, broker-wide rate access, and a 9-day average close.

83+
Five-Star Reviews
9-Day
Average Close
13+
Years Experience
5
Local Employees
Modern luxury home — Mortgage Austin
Average Rating
5.0 / 5.0
Why Austinites Choose Us

Built on a Foundation of Trust & Results

83+ Five-Star Reviews

Consistently rated five stars by real Austin clients. Our reputation for reliability isn't a tagline — it's what our clients say about us, unprompted.

9-Day Average Close

Fast, organized, and efficient. Our process gets you to the closing table quickly so you never lose a home to delays or paperwork.

13+ Years of Experience

Over a decade navigating the Texas mortgage market means we've seen nearly every scenario and know exactly how to handle yours.

Education-First, Always

We don't just process loans — we make sure you understand every decision. 27+ educational articles and hands-on guidance at every step.

Licensed Texas Mortgage Broker

Fully licensed in Texas and regulated by the Texas Department of Savings and Mortgage Lending. You're in accountable, trustworthy hands.

83+
Five-Star Reviews
9
Day Average Close
13+
Years Experience
27+
Educational Articles
Our Advantages

What Makes Mortgage Austin Different

We're not a bank. We're on your side — shopping the market, explaining every option, and closing faster than anyone in Austin.

9-Day Average Close

Our streamlined process moves fast without cutting corners — so you can close on your dream home before the competition.

Broker Advantage: More Options

As a mortgage broker, we shop multiple lenders and loan programs on your behalf — not just what one bank offers.

Education-First Philosophy

We built a library of 27+ educational articles so you understand every step of your mortgage journey — no surprises.

83+ Five-Star Reviews

Our clients consistently use one word to describe us: reliable. Earned one loan at a time across hundreds of closed transactions.

VA Loan Specialists

Eligible veterans and active-duty military can purchase with $0 down. We know the VA process and navigate it efficiently.

Your Local Austin Team

Five dedicated local professionals who know the Austin market and are accessible when you need them — never a call center.

Mortgage Solutions

Every Loan Program You Need, Under One Roof

Home Purchase Loans

Home Purchase Loans

Whether you're buying your first home or your fifth, we match you with the loan program that fits your goals, timeline, and financial picture.

Get Started

Mortgage Refinancing

Lower your rate, reduce your monthly payment, or tap your home's equity — we'll show you real numbers and let you decide.

VA Loans

Eligible veterans, active-duty service members, and qualifying military spouses may purchase with $0 down. We'll walk you through every step.

First-Time Homebuyer Programs

New to homeownership? We specialize in helping first-time buyers understand their options, down payment requirements, and the full buying journey.

Investment Property Financing

Grow your real estate portfolio with financing solutions designed for single-family, multi-family, and vacation properties.

Mortgage Pre-Approval

Get pre-approved quickly so you can shop Austin's competitive market with confidence and make strong, credible offers.

Loan Scenario Comparison

We present side-by-side loan scenarios across multiple programs so you can make a fully informed decision — with real data, not sales pitches.

Start Here

Mortgage Education Consultation

Not sure where to start? Book a no-pressure call with one of our loan officers for a clear, honest conversation about your mortgage options.

Book a Free Call
Modern Austin home
Couple reviewing loan documents
Mortgage underwriter reviewing documents
Our Story

Over a Decade of Guiding Austin
Homebuyers


Mortgage Austin was built on a simple belief: that every homebuyer deserves to understand their mortgage, not just sign for it. As an education-based mortgage broker licensed in Texas, we've spent over a decade guiding Austin families through one of the most significant financial decisions of their lives — and we take that responsibility seriously.

Because we're a broker — not a bank — we have access to a wide range of lenders and loan programs, which means we work for you, not a single institution. We shop the market on your behalf to find competitive rates and the right fit for your unique situation.

Led by President and MLO Anthony Ferrando, our team of five dedicated local professionals is here to make your mortgage experience as smooth and transparent as possible. Our clients call us reliable — and we've never taken that lightly.

Our Amazing Team

Anthony Ferrando
Anthony Ferrando
President, MLO
NMLS# 1919613
Jami Hightower
Jami Hightower
Loan Originator
NMLS# 2460233
Ryan Busch
Ryan Busch
Loan Originator
NMLS# 2026948
Omer Cengel
Omer Cengel
Loan Originator
NMLS# 2605060
How It Works

From First Conversation to Closing Day

A simple, transparent process that keeps you in control at every step.

Tell Us Your Story

Complete our short questionnaire to share your goals — purchase, refinance, first home, or investment property. Every great loan starts with understanding your situation.

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02

Review Your Loan Scenarios

We present real loan scenarios across multiple programs so you can compare rates, terms, and costs side by side — and make the decision that's right for you.


Get Pre-Approved

Once you've chosen your direction, we move quickly to secure your pre-approval so you can shop the Austin market with confidence and make competitive offers.

03

04

Close with Confidence

We coordinate everything, communicate at every step, and make sure you know exactly what to expect. Our average close is just 9 days — fast, smooth, and stress-free.

Common Questions

Everything You Want to Know Before You Apply

As a broker, we have access to multiple lenders and loan programs — we shop the market on your behalf to find competitive rates and the right fit. A bank can only offer their own products. You get more options, more transparency, and a stronger chance of landing the ideal loan for your situation.

Our team averages a 9-day close. Every transaction is different, but our streamlined process and experienced team are built to move efficiently without sacrificing accuracy or communication. You'll always know where things stand.

No. We work with buyers across a range of credit profiles. The best first step is a conversation with one of our loan officers — we'll review your situation honestly and help you understand which programs are available to you.

VA loans are a benefit available to eligible veterans, active-duty service members, and qualifying military spouses that can allow you to purchase a home with $0 down payment. If you or your spouse has served in the US military, we'd love to walk you through your eligibility and the process.

Yes. Whether your goal is to lower your rate, reduce your monthly payment, shorten your loan term, or access your home's equity, refinancing may be a strong option. We'll present you with real scenarios and honest numbers so you can decide with confidence.

It means we believe informed borrowers make better decisions — and have better outcomes. We've created 27+ educational articles and guide every client through the process so you understand exactly what you're signing, why it matters, and what to expect next.

Yes. Mortgage Austin is a DBA of Ferrando Financial LLC, licensed in Texas and regulated by the Texas Department of Savings and Mortgage Lending. Our loan originators each hold individual NMLS licenses.

You can request a free quote, book a call with one of our loan officers, or begin your online application directly on our website. Our local team will reach out promptly to start the conversation — no pressure, just real guidance.

Ready to Begin?

Your Dream Home
Deserves the Right
Mortgage Partner.

Tell us your story. One of our Austin-based loan officers will reach out to present real scenarios with real numbers — no pressure, no fine print confusion, just honest guidance.

Mortgage Austin is a DBA of Ferrando Financial LLC. Licensed in TX. The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Other restrictions may apply. Consumers wishing to file a complaint may contact the Texas Department of Savings and Mortgage Lending at 2601 North Lamar, Suite 201, Austin, Texas 78705. Toll-free consumer hotline: 1-877-276-5550.