South Lake Agency shops 20+ top-rated carriers to find the best coverage and pricing for your home, auto, life, and business — and we never charge you a broker fee to do it.
Annual Savings
$847
↑ avg. per household
Broker Fees
$0.00
Why South Lake
We waive every broker fee. Expert, market-wide insurance shopping costs you nothing out of pocket.
Agency principal Andrew Biscay's appointment to the Forbes Advisory Council reflects the expertise clients rely on.
A recognized Leaders Circle qualifier — reflecting consistent performance and deep carrier partnerships.
Access to Travelers, Chubb, Progressive, Nationwide, Allstate, Liberty Mutual, and many more — from one local broker.
Proud partner of Dolly Parton's Imagination Library and active members of the communities we serve across the Twin Cities.
What This Means For You
Broker fees charged to you, ever.
Our compensation comes from the carriers when you purchase — not from you. True independence, zero conflict of interest.
The South Lake Difference
When you work with South Lake Agency, you gain access to a wider network of carriers, unbiased advice, and genuine local expertise — at zero out-of-pocket cost.
Start Your Free QuoteWe waive all broker fees entirely — you get expert, independent guidance and access to dozens of top carriers at no extra cost to you.
We work with Travelers, Chubb, The Hartford, Allstate, Liberty Mutual, Progressive, Nationwide, Safeco, AAA, and many more to find your best match.
Unlike a captive agent tied to one company, we shop the entire market on your behalf — no quotas, no bias, just the right coverage for you.
From homeowners and auto to complex commercial policies, we cover families and businesses across the full spectrum of risk.
Rooted in the Twin Cities, our team understands the risks, regulations, and weather realities that Minnesota families and businesses face.
Agency principal Andrew Biscay has been appointed to the Forbes Advisory Council — a recognition of the expertise and leadership our clients rely on.
South Lake Agency is a proud Leaders Circle qualifier, reflecting consistent performance and the trust placed in us by top-tier carrier partners.
Reach a real local agent any time at 952-856-5500. When questions arise, you won't be waiting for business hours.
What We Cover
Protect your most valuable asset with the right homeowners policy. We compare coverage options across multiple carriers to match your home, budget, and risk profile.
Shop dozens of carriers for the best liability, comprehensive, and collision coverage at the most competitive rate.
Secure your family's financial future with term or permanent life insurance solutions tailored to your life stage.
Comprehensive commercial coverage including general liability, commercial auto, workers compensation, errors & omissions, cyber liability, and business interruption insurance.
Boat, motorcycle, ATV, camper — protection built for how you actually use it.
Extra liability protection above your home and auto limits, shielding your assets from unexpected large claims.
Protect your business from data breaches, ransomware, and cyber attacks with top-rated coverage.
Keep your team protected and your business compliant with coverage for on-the-job injuries.
Trusted Carrier Partners
We represent you — not any single insurance company. That independence means we shop the entire market and recommend coverage based purely on what fits your life best.
Community Partner
Dolly Parton's
Imagination Library
Our Story
South Lake Agency was built on a simple belief: insurance shopping should work for the customer, not the carrier. As an independent brokerage, we represent you — not any single insurance company. That independence means we can shop the entire market, compare real options, and recommend coverage based purely on what fits your life or business best.
Our team of experienced insurance advisors serves families and businesses across Chanhassen, Excelsior, Minnetonka, Eden Prairie, Edina, Plymouth, Shorewood, Waconia, Shakopee, and the broader Twin Cities region. We've built deep relationships with more than 20 top-rated carriers — from Travelers and Chubb to Progressive and Nationwide.
Beyond the policies, we're invested in this community. From our partnership with Dolly Parton's Imagination Library to Andrew Biscay's appointment to the Forbes Advisory Council, South Lake Agency is committed to giving back and raising the bar for what clients should expect from an insurance partner.
How It Works
Start a quote online or call us at 952-856-5500. No pressure, just a real conversation.
Our team compares options across 20+ carriers simultaneously — in minutes, not days.
Clear, apples-to-apples comparisons so you make a confident, informed decision.
We handle the paperwork. Zero broker fees, zero hidden charges, zero hassle.
Serving Communities Across the Twin Cities
Common Questions
A captive agent only sells policies from one insurance company, so you only see that company's rates and products. As an independent broker, South Lake Agency works with 20+ carriers and shops the entire market on your behalf — which typically means better coverage and better rates.
Nothing. We waive all broker fees entirely. Our compensation comes from the carriers when you purchase a policy, not from you — so you get expert guidance, market-wide shopping, and unbiased advice at zero out-of-pocket cost.
We partner with many of the nation's top-rated insurers, including Travelers, The Hartford, Allstate, Liberty Mutual, Safeco, Nationwide, Chubb, Progressive, AAA, Encompass, State Auto, Kemper, Westfield, and more.
We serve families and businesses throughout the Twin Cities metro and surrounding communities, including Chanhassen, Excelsior, Minnetonka, Eden Prairie, Edina, Plymouth, Shorewood, Waconia, Shakopee, Mound, Chaska, Deephaven, Victoria, Watertown, Saint Bonifacius, and beyond.
Absolutely. We offer a full range of commercial insurance solutions including general liability, commercial auto, workers compensation, errors & omissions, cyber liability, business interruption, and business life insurance.
Yes. In addition to home and auto, we insure a wide range of recreational vehicles — boats, motorcycles, ATVs, campers, and more — all through the same independent, multi-carrier approach.
You can start an online quote anytime at our website, or call or email our local team. We're available 24/7 at 952-856-5500 and happy to walk you through your options at your own pace.
Insurance premiums are influenced by broader market conditions — repair costs, regional weather events, inflation, and carrier underwriting changes can all affect rates industrywide. As your broker, we proactively shop the market at renewal to make sure you're still getting the best available deal.
Ready to Save?
Start your free quote today — our local Minnesota agents are available 24/7 to compare top carriers and find you the best coverage for your home, auto, life, or business.
Agents available 24/7 · Zero broker fees · 20+ top carriers