Tampa Bay mortgage broker
Tampa Bay's Independent Mortgage Broker

The Loan You Deserve.
The Rate
You've Earned.

We shop 15+ lenders to find your best mortgage — with same-day pre-approvals, under-20-day closings, and a team that answers when you call.

Get Pre-Approved Today Calculate My Payment
600+ Five-Star Reviews
NMLS #205123
Licensed in 9 States
600+
Five-Star Reviews
15+
Lending Partners
9
States Licensed
24yr
Expert Experience
Why We're Different

Built to Work For You

600+ Five-Star Reviews

Verified across Google, Zillow, Facebook, and Yelp — our clients' words carry more weight than anything we could say about ourselves.

Under 20-Day Average Close

We close faster than most banks and retail lenders, protecting your deal when time is a factor and sellers are watching.

15+ Lending Partners

More lenders means more competition for your business — and better rates, programs, and terms for you.

Same-Day Pre-Approvals

QuickQual technology delivers on-demand pre-approval letters the moment you and your realtor need them.

30+ Communication Touchpoints

You'll never wonder where your loan stands. We proactively update you at every milestone with total transparency.

Independent. Always On Your Side.

We're not employed by any bank. Every recommendation starts and ends with what's best for your financial future.

Our Advantage

Why Thousands Choose
The Orlicki Group

As an independent broker, we're free from the conflicts that trap bank loan officers. We answer to you — and our results prove it.

Same-Day Pre-Approvals

Get your pre-approval letter in hours using our QuickQual technology — giving you and your realtor instant, on-demand access.

Under 20-Day Close Average

Our streamlined process closes faster than most banks, so you never lose the home you want to a competitor's timeline.

15+ Lending Partners

We're not locked into one bank's products. We shop across 15+ top lenders to find the program and rate that genuinely fits you.

Total Transparency

No hidden fees, no guesswork — ever. With 30+ communication touchpoints, you always know exactly where your loan stands.

We Work For You, Not the Bank

As an independent broker, every recommendation is guided by your financial goals — not our bottom line or a lender's quota.

Real People, Every Time

No answering services, no offshore support. When you reach out, a team member who knows your file picks up — every single time.

Mortgage Solutions

Every Loan. Every Situation.

We have loan products to fit every individual's needs — giving our clients more options, competitive rates, and low fees.

🏠

Home Purchase Loans

From your first offer to closing day, we structure the right loan to maximize your buying power and minimize out-of-pocket costs.

🔄

Mortgage Refinancing

Lower your rate, shorten your term, or tap home equity — we analyze your full financial picture to find the refinance that moves the needle.

🎖️

VA Loans

We help eligible veterans and active-duty service members use their hard-earned VA benefits with competitive rates and no down payment required.

🏦

FHA Loans

Designed for buyers with lower down payments or credit scores in progress — FHA loans open doors that conventional financing sometimes closes.

💎

Jumbo Mortgages

For high-value properties that exceed conventional loan limits, we access jumbo programs with competitive rates and flexible terms.

💼

Self-Employed & Non-QM Loans

Traditional income documentation doesn't tell your whole story. We offer financing built for entrepreneurs, freelancers, and non-traditional borrowers.

🔑

First-Time Homebuyer Programs

We hold your hand through every unfamiliar step — from understanding your options to celebrating with you at the closing table.

📈

Investment Property Loans

Whether building a portfolio or closing on your first rental, we structure investor financing that protects your returns and powers your next deal.

⭐

Conventional Loans

The most versatile mortgage — ideal for buyers with solid credit who want competitive rates, flexible terms, and broad property eligibility.

About The Orlicki Group

We Exist to Change
The Mortgage Industry.

The Orlicki Group was built on a conviction that the mortgage industry was long overdue for change — that the most consequential financial decisions of people's lives deserved better than impersonal bank processes and cookie-cutter loan products. Founded by Oliver Orlicki, NMLS #205123, with over 24 years of experience in mortgages and real estate.

As an independent mortgage broker, we don't answer to banks — we answer to you. That means shopping our network of 15+ lending partners to find the program, rate, and terms that fit your actual life.

With 600+ five-star reviews across Google, Zillow, Facebook, and Yelp, the experience we deliver speaks for itself — and our clients keep coming back because of it.

Work With Our Team (813) 302-1616
Oliver Orlicki, Mortgage Loan Originator
Oliver Orlicki
Founder & Mortgage Loan Originator · NMLS #205123
24
Years
Experience
How It Works

From Application to Your New Home

1

Get Pre-Approved

Submit a simple application and receive your pre-approval — often the same day — so you know exactly what you can afford before you start shopping.

2

Loan Discovery

We review your complete financial picture and shop our network of 15+ lenders to identify the loan program that best fits your goals, timeline, and budget.

3

Application & Documentation

We guide you through gathering the right documents and submitting a clean, complete application designed for fast processing and minimal back-and-forth.

4

Processing & Underwriting

Our team manages every step of lender review and keeps you updated with 30+ communication touchpoints — so you're never left wondering where things stand.

5

Close

We target an average contract-to-close of under 20 days. When closing day arrives, you'll know exactly what to expect — and we'll be there through every signature.

Client Stories

What Our Clients Say

Hundreds of 5-star reviews on Google, Zillow, Facebook, and Yelp.

"The Orlicki Group consists of the most professional mortgage brokers with whom I have ever worked. They kept me informed of the refinancing process and worked diligently until it was completed. I would definitely recommend this group for your mortgage needs."

K. Reeves
Refi Client

"After being denied multiple times, Oliver and The Orlicki crew stepped in and made it happen. Very professional, polite, informative. Oliver treated me like I was family."

K. Flournoy
Home Buyer

"I cannot say enough good things! From the first time I contacted them to my closing day they were incredibly kind, patient, and helpful. They updated me multiple times a day throughout the process."

R. Harris
Home Buyer

"Oliver and his team were great to work with! They are able to find mortgages that work outside of the box. Would highly recommend them for any loans including jumbo!"

Ryan H.
Jumbo Buyer
Got Questions?

Frequently Asked Questions

A bank can only offer its own loan products. As an independent broker, we shop 15+ lenders on your behalf — giving you more options, better pricing, and a team whose sole obligation is to your financial interest, not a lender's quota.

We offer same-day pre-approvals in most cases. Our QuickQual technology also lets you and your realtor generate on-demand pre-approval letters instantly, keeping you competitive no matter how fast the market moves.

We offer a full spectrum of mortgage products: conventional, VA, FHA, jumbo, self-employed and Non-QM loans, reverse mortgages, and more. Whether you're a first-time buyer, investor, or entrepreneur, we have a program designed for your situation.

We're licensed in Florida, Pennsylvania, Tennessee, Michigan, Colorado, Illinois, Kentucky, Delaware, and Alabama — bringing the same personalized, high-communication experience to clients across the country.

Prequalification provides a quick estimate based on self-reported information. Preapproval involves a full credit review and income verification. In Tampa's market, a preapproval letter signals serious buying intent and gives you a measurable edge when making offers.

Our average contract-to-close time is under 20 days — well below what most banks and retail lenders deliver. Our streamlined process and direct lender relationships are built for speed without sacrificing accuracy.

Rising inventory is shifting the Tampa Bay market in buyers' favor — more choices, fewer bidding wars, and greater negotiating power on price, repairs, and concessions. Getting pre-approved now positions you to move decisively when the right property appears.

Nationwide Service

Licensed in 9 States

Florida Pennsylvania Tennessee Michigan Colorado Illinois Kentucky Delaware Alabama
Get started with The Orlicki Group
Start Today — It's Free

Your Dream Home Is
Closer Than You Think.

Get your free pre-approval today and find out exactly what you can afford — no cost, no obligation, no runaround.

Call (813) 302-1616 Email Us
Phone
(813) 302-1616
Email
info@orlickigroup.com
Address

401 E Jackson St, Suite 2340
Tampa, FL

Hours

Mon–Fri: 9:00 AM – 6:00 PM
Sat: 9:00 AM – 2:00 PM

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